Jiaxing financial guarantee Limited

Jiaxing Financial Guarantee Co., Ltd. was established in Jiaxing City Administration for Industry and Commerce on November 21, 2003, which is the first pure private guarantee institution established in Jiaxing City. The initial registered capital is 10 million yuan, and the registered capital is 70.88 million yuan The March 2011 by the Zhejiang Provincial SME Bureau approved as "financing guarantee institutions", the company's business scope: SME loan guarantees, consumer loan guarantees and advisory services, the company is mainly based on personal and corporate car loan guarantee business The At present the company in the staff of 23 employees, the main management staff engaged in financial work, insurance, car sales company management experience. In addition, the company also recruited from the institutions of the economic, legal professional college graduates to cultivate training for the company to enhance the development laid a good foundation.

The company since its establishment, the relevant departments in the city's attention and support, the development of good momentum, social benefits significantly. In 2004 by the Zhejiang Provincial Bureau of small and medium enterprises identified as the province's key support of one of the 100 guarantee enterprises, Jiaxing City, the vice president of the Association of insurance units, Zhejiang Province Guarantee Association member units, in 2005 by the Jiaxing Municipal People's Government awarded the " Good guarantee institutions ", in 2007 by the Jiaxing Municipal People's Government awarded the outstanding SME loan guarantee institutions, to enjoy the National Development and Reform Commission, the State Administration of Taxation announced exemption from business tax preferential policies in 2011 and by the provincial people, the provincial small and medium enterprises approved Hangzhou joint assessment company evaluation of the company credit rating BBB +.

To prevent risks and strengthen risk management, the company established a strict guarantee management responsibility system. One is to establish a system of investigation and examination and approval; the second is to establish a review process system; third is to establish a risk liability system, the implementation of business personnel and wage bonuses linked; four is to establish a supervision and inspection system; five is to establish a counter-guarantee management system ; Six is to establish a good mechanism of communication between banks and enterprises, notify the non-performing loan customers, and jointly reminded, until the legal means to recourse, due to the development of a series of standardized and practical and specific operational procedures, business people in the actual work Rules to follow, strictly enforced, so that every pen can be based on business, layers of protection.